Dear Home Buyer,  

You Have Just Bought a property and you need Bond Finance....?  

There are currently 3 options available to you:

o Apply through your own Bank Branch?

o Apply through a Bank’s own Home Loan Consultant?

o Apply through a Bond Originator?

1 Applying through your own Bank Branch!

This route places you in a situation where you may lose control of the most important aspects of the process, namely TIME & MONEY! You may have to continually chase branch staff for feedback; you may not be able to speak to branch staff when you need to. The outcome may take a long time due to potentially slow delivery from branch staff. How will you be sure that the interest rate being charged is the best you can get? Or even worse? What if the bond is declined? What then? Will there be enough time to apply for bond finance elsewhere, and how will you go about it...? You will then need the services of a Bond Originator.

2 Applying through a Bank’s own Home Loan Consultant!

This may seem like a good idea as the perception is that a Bank Consultant can somehow speed up the process “by being on the inside”, but the problem is that it is still only an application to one bank! Again, what if the bond is declined? Or you are not happy with the interest rate? What then? You will then need the services of a Bond Originator or you may lose the property and have to start house hunting all over again!

3 Applying through a Bond Originator!

Home buyers are the lifeblood of Bond Originators and without them, origination would not exist. We value your business and we will do everything possible in obtaining a speedy, positive outcome on your home loan application.